IMPORTANT DISCLAIMER

Coaching and education only.

Now Off Duty is designed to help you reflect on retirement transition patterns around identity, spending, structure, daily rhythm, and ease. It is not a clinical or financial service.

This is coaching and education. It is not therapy, not medical treatment, not diagnosis, and not a substitute for mental health care.

If you have a medical emergency, thoughts of self-harm, or any urgent concern, contact a licensed professional or emergency service in your area.

This site also does not provide financial advice. Nothing here should be treated as investment advice, retirement income advice, tax advice, legal advice, or a replacement for your financial planner, accountant, attorney, or other qualified professional.

The assessment and program may help you reflect on your own experience. They do not tell you what to do with your money, care decisions, medication, relationships, or legal affairs.